1. Program Description

This SMS messaging program is operated by Valor Financial & Wellness Group, LLC.

Our SMS program provides:

Appointment confirmations

Insurance consultation reminders

Booking updates

Customer support communications

Policy-related notifications

Messages are sent only to users who:

Book an appointment through our website: https://kellypeath.nativelifecrm.com/
Or opt in via official web forms with explicit SMS consent

Opt-In Consent

SMS opt-in is collected via website forms with checkbox consent

Consent records are securely stored with timestamps

We fully comply with TCPA and CTIA regulations

2. Cancellation Instructions

You may opt out at any time.

Simply text “STOP” to unsubscribe.

You will receive a confirmation message

After confirmation, no further SMS messages will be sent

To rejoin, you must opt in again through our website

3. Support Information

If you need help with SMS services:

Reply “HELP”

Email: [email protected]

Phone: +1 865-202-8514

4. Carrier Liability

Mobile carriers are not responsible for:

Delayed messages

Failed message delivery

5. Message & Data Rates

Standard message and data rates may apply

Message frequency varies based on user interaction and appointments

Contact your mobile carrier for plan details

6. Supported Carriers

Our SMS program is supported by all major U.S. carriers including:

AT&T

Verizon

T-Mobile

Sprint

Regional mobile networks

7. Age Restriction

You must be 18 years or older to use our website, services, and SMS program.

8. Privacy Policy Reference

For full details on data handling, please review our Privacy Policy: https://kellypeath.nativelifecrm.com/privacy-policy-page-8328

We fully comply with:

TCPA (Telephone Consumer Protection Act)

CTIA Guidelines

U.S. data protection standards

GENERAL TERMS

Company Information

This website and services are operated by:

Valor Financial & Wellness Group, LLC
Authorized Representative: Kelly Paeth (CEO)

Acceptance of Terms

By using this website or submitting your information, you agree to:

These Terms & Conditions

Our Privacy Policy

SMS communication terms (if opted in)

Intellectual Property Rights

All content on this website is owned by Valor Financial & Wellness Group, LLC.

You may NOT:

Copy

Reproduce

Modify

Distribute
without written permission.

User Content License

By submitting information or content, you grant us permission to:

Use it for service delivery

Store it securely

Use it for business communication

Disclaimers

Services are provided “as is”

We do not guarantee uninterrupted service

We are not responsible for third-party websites

External links are used at your own risk

Online Services

Some services may be provided through third-party platforms (CRM, scheduling, SMS tools). We are not responsible for their performance or downtime.

Account Responsibility

You are responsible for ensuring:

Your submitted information is accurate

Your contact details are up to date

If unauthorized access is suspected, contact us immediately:
[email protected]

Termination

We reserve the right to:

Suspend access

Block users

Terminate service
if misuse, fraud, or violation occurs.

Governing Law

These Terms are governed by the laws of the State of Tennessee, United States.

Any disputes will be handled under applicable U.S. legal jurisdiction.

Changes to Terms

We may update these Terms at any time. Updated versions will be posted on our website with a revised effective date.

Contact Information
Valor Financial & Wellness Group, LLC
Authorized Representative: Kelly Paeth (CEO)

Phone: +1 865-202-8514
Email: [email protected]
Website: https://kellypeath.nativelifecrm.com/
By using our website and services, you agree to these Terms & Conditions.